Post Office Forms Guide

Opens a Post Office Savings Bank account - savings account, RD, TD, MIS, SCSS, PPF, SSA or NSC. One form covers most small-savings schemes with the scheme ticked inside.

Documents: Photo, Aadhaar or other ID/address proof, PAN (mandatory above threshold amounts), initial deposit, nominee details.

Deposit cash or cheque into a POSB account (savings, RD instalments, PPF, loan repayments).

Documents: Passbook or account number; cheque if depositing by cheque.

Withdraw money from a savings or other POSB account at the counter.

Documents: Passbook; ID proof for larger withdrawals.

Close a POSB account on maturity or prematurely (premature closure needs the prescribed lock-in to have passed and may cost interest).

Documents: Passbook, ID proof; certificate/passbook of the scheme being closed.

Register, change or cancel a nominee on a POSB account or certificate - strongly recommended at account opening.

Documents: Nominee name, address, relationship; witness details.

Submit or update identity and address proof, or certify the account holder is alive (life certificate for SCSS/POSB pension-type payouts).

Documents: Aadhaar, PAN, current address proof, photo.

Declaration that total income is below the taxable limit so TDS is not deducted on interest (15H is for senior citizens).

Documents: PAN is compulsory - filed each financial year.

Extend a PPF account in 5-year blocks after the 15-year term (with or without further deposits), and for PPF loan/withdrawal requests.

Documents: PPF passbook; extension must be filed within the prescribed window after maturity.