Post Office Rate Chart
Every scheme rate, GDS TRCA level and postage slab on one page - editable via rates.json.
Small savings schemes
Post office scheme rates - the same numbers the calculators use.
| Scheme | Term | Rate (% p.a.) | Limits |
|---|---|---|---|
| Post Office Recurring Deposit (5-year RD) | 5 years | 6.70% | min ₹100/month |
| Post Office Time Deposit (TD) | 1 year | 6.90% | min ₹1,000 |
| 2 years | 7.00% | ||
| 3 years | 7.10% | ||
| 5 years | 7.50% | ||
| Public Provident Fund (PPF) | 15 years | 7.10% | min ₹500; max ₹1,50,000 |
| National Savings Certificate (NSC VIII) | 5 years | 7.70% | min ₹1,000 |
| Kisan Vikas Patra (KVP) | tenure-linked | 7.50% | min ₹1,000 |
| Post Office Monthly Income Scheme (MIS) | 5 years | 7.40% | min ₹1,000; max ₹9,00,000 single / ₹15,00,000 joint |
| Senior Citizens Savings Scheme (SCSS) | 5 years | 8.20% | min ₹1,000; max ₹30,00,000 |
GDS pay (TRCA) levels
Gramin Dak Sevak Time Related Continuity Allowance.
| Level | Base TRCA | Yearly increment |
|---|---|---|
| Level 1 - BPM (Branch Postmaster) | 10000 | 3.0% |
| Level 2 - ABPM / Dak Sevak | 12000 | 3.0% |
Gramin Dak Sevak TRCA. Indicative approximation: pay grows by increment_pct each year of service. Actual TRCA uses fixed slab matrices - verify with your division.
Speed Post tariff (domestic)
Domestic Speed Post tariff incl. indicative GST. Slabs are fully editable.
| Weight up to | Local (within city) | Within State | Rest of India |
|---|---|---|---|
| 50 g | ₹18 | ₹30 | ₹41 |
| 200 g | ₹30 | ₹41 | ₹60 |
| 500 g | ₹35 | ₹59 | ₹83 |
| 1000 g | ₹47 | ₹77 | ₹106 |
| Each extra 500 g | + ₹12 | + ₹18 | + ₹24 |
Registered letter (inland)
Inland letter postage + registration fee. Indicative.
| Item | Charge |
|---|---|
| Postage per 20 g (or part) | ₹5 |
| Registration fee | ₹17 |
| Weight range | 1 - 2000 g |